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Meet The Team
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Aaron Garcia
Chief Executive Officer
A 20-year veteran of commercial property underwriting and executive leadership, Aaron previously served as President of Commercial Property at Millennial Specialty Insurance (MSI) and SVP at Jupiter Risk Services. His expertise spans underwriting strategy, capacity development, and portfolio management.
A 20-year veteran of commercial property underwriting and executive leadership, Aaron previously served as President of Commercial Property at Millennial Specialty Insurance (MSI) and SVP at Jupiter Risk Services. His expertise spans underwriting strategy, capacity development, and portfolio management.


Tom Mercer
Chief Underwriting Officer
Tom brings more than two decades of experience in E&S property underwriting, product development, and risk analytics. Formerly CUO at MSI and Director at American Coastal Insurance, he has built and scaled multiple profitable property programs integrating advanced CAT modeling and pricing intelligence.
Tom brings more than two decades of experience in E&S property underwriting, product development, and risk analytics. Formerly CUO at MSI and Director at American Coastal Insurance, he has built and scaled multiple profitable property programs integrating advanced CAT modeling and pricing intelligence.


John Chevalier
Need Bio
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