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Defining the Future of Property Underwriting

Our mission is to bring discipline, clarity and consistency to middle-market property underwriting through data, discipline, innovation and partnership.

Our Core Principles

  • Experienced Leadership Team

  • Commercial Property centric Tech Capabilities  

  • National footprint

  • Data-led risk selection

Team Meeting

Discipline. Service. Partnership.

At our core, we believe that service, discipline, and partnership define who we are and how we operate. As a middle-market commercial property MGA, we see a clear opportunity to bring meaningful value to our clients through a combination of strong underwriting fundamentals, client-centered service, and collaborative problem-solving.

We are built on a foundation of underwriting discipline—a commitment to thoughtful risk selection, portfolio stewardship, and long-term performance. That discipline is paired with a relentless focus on service, ensuring that our brokers and insureds receive the attention, responsiveness, and clarity they deserve. We value true partnership, working closely with agents and brokers to understand each risk, each market, and each client’s unique needs.

To support this mission, we leverage cutting-edge technology that enhances—not replaces—the underwriter. Our modern platform streamlines the administrative burden so our underwriters can spend more time where it matters most: working directly with our distribution partners to craft solutions that fit the client’s needs while upholding our underwriting core.

In an ever-changing market, we pride ourselves on our ability to adapt, innovate, and lean confidently into the unknown—all while staying grounded in the fundamentals that drive sustainable performance. We strive to fill the void left by traditional offerings, providing real value through thoughtful underwriting, modern capabilities, and a service mindset built for today’s challenges.

We are here to deliver what the market needs: a disciplined, modern, service-first MGA that stands behind its partners and its portfolio.

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Industry Experts

4,000

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99%

Satisfaction Rated by Clients

We’re building a next-generation commercial property MGA, combining underwriting discipline, modern technology, and deep market expertise. Backed by leading capacity partners, we serve multifamily, retail, lessors’ risk and hospitality clients nationwide.

Elevating Middle-Market Property Underwriting

We Work With the Very Best

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For general inquiries, please contact us via email at: 

Info@LRMGA.com

Address

1211 North Westshore Boulevard, Suite 800  |  Tampa, FL 33607

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© 2025 by Lighthouse Risk

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